Kissht (OnEMI Technology Solutions)
Financial Technology (Fintech) • Digital Lending
Amount Raised
$100M
~ ₹832.2 Cr
Round & Type
Preferential Issue
Equity
Funding Date
Sep 18, 2026
Q3 2026
Lead Investor
Undisclosed
info
Company Overview & Solution
Mumbai-based technology-first digital lending platform that provides instant personal, business, and property loans to India's mass-market and emerging middle-class consumers.
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Product & Solution
Digital lending app utilizing AI, machine learning, and advanced data analytics to offer swift credit solutions, zero-documentation personal loans, and loans against property.
target
Target Market & ICP
Young individuals, mass-market consumers, and the emerging middle class in India, particularly in Tier 2 cities and beyond.
paid
Deal Terms & Syndicate Intelligence
Funding Round
Preferential Issue
Funding Type
Equity
Amount Raised (USD)
$100M
Amount (INR / Original)
₹832.2 Cr
Date of Funding
Sep 18, 2026
Lead Investor
Undisclosed
Syndicate / All Backers
Axis Mutual Fund, HDFC Mutual Fund, Massachusetts Institute of Technology, White Oak, 360 One, Groww Mutual Fund, Bandhan Mutual Fund
Investor Structure
7 Investor(s) • Mutual Funds, Asset Management Firm, University Endowment
Use of Funds
Scale the lending business via its subsidiary Si Creva Capital Services, strengthen technology and digital capabilities, expand product offerings, and for general corporate purposes.
business
Company Profile & Footprint
Industry
Financial Technology (Fintech)
Sub-Industry
Digital Lending
Business Model
B2C Digital Lending / NBFC
Year Founded
2015
Team Size at Funding
N/A
Headquarters
Mumbai, Maharashtra, India
groups
Leadership & Executive Intelligence
verified
Verified Primary Sources & Coverage